Not today. You record your movements by hand or import the statement you export from your bank, in Excel or CSV. In exchange, no app has read access to your products.

No. Your cash account is created with you, at zero, so you can log an expense on day one and add your accounts and cards whenever you have time.

It suggests the equivalent with the official dollar rate and the UF of the day, for example when you pay a dollar statement in pesos. It's an estimate you can always correct, and each account keeps its total in its own currency.

Not yet. Investment accounts and tracking of instruments and returns are paused. We'd rather say so than show you an empty screen.

Because it shouldn't. A credit purchase raises your used credit, not your balance: the money moves once, later, when you pay the statement.

When your bank statement says: you generate the statement with its start, closing and due dates, or schedule the closing and it is generated on that day. Until you pay it, you can correct its dates.

The period settles and whatever you didn't cover carries to the next one as a prior balance, with a record of where it went. Your credit only frees up by what you actually paid.

Yes, just like at your bank. If you give it its own cap, it spends within that cap without going past the account's limit. And you pay the account, not each card separately.

No, on purpose: inventing a rate would make your numbers stop matching your real statement. You log it as a finance charge and it's added in where it belongs.

With your RUT and password, or a passkey if your device supports it. Email is only used for notices.

Yes. You can erase everything, or keep your history with nothing left that identifies you. Either way your sessions and passkeys are removed.

Yes, with authorization from your mother, father or guardian. The sign-up form asks for it on its own. Their RUT isn't stored as is, only a fingerprint that can't be turned back into it, because they're a third party and not a user of the app.